Investing in the stock market is not easy.Click here
With over 10,000 stocks in the U.S. markets, it is impossible to research all of them to find the proverbial “needle in the haystack.” So we, as investors, need to turn to other resources to help us find the best stocks to invest in.
With all the stock screeners and stock newsletters available it is still a challenging task to choose which service to trust.
Even investors like Warren Buffett can’t manage it on his own, which is why has a team of analysts doing all his research for him. All that’s left for Buffett to do is to review his team’s research and make decisions.
Now, with the new stock picking investing app called Moby, you can also have your team of Wall Street analysts doing your research for you. This Moby app review will give you a deep dive on this affordable and successful stock picking service. And it will answer the key question: is Moby worth it?
Moby was launched in 2020 buy a team of Wall Street analysts, CFAs, and hedge fund managers to make their top notch research and picks available to the investing public. Their website provides a few teasers to their free service, but ultimately you will want their paid service for $99 to get 1 or picks a week.
That sounds like a lot of picks, but they are neatly categorized by industry and objective so you pick and choose those that you believe will complement your own stock portfolio.
So are Moby’s stock picks any good? I was able to interview the CEO, the CFO, and their marketing manager to get more information about their stock selection process and their performance track record. Now, doing my own analysis on their picks since inception of their service, I came up with the following summary of the last 4 years of their picks, as of March 29, 2024 prices:
That is quite impressive that:
- EVERY year their picks are beating the market,
- that the average beat is 12% over the last 4 years over 390 picks,
- and that 72% of their picks are profitable.
Moby App Summary
Here’s what you need to know about this service:
- Moby was started in 2020 by a team of Wall Street Hedge Fund analysts and CFAs
- It is really just an app based service. On their desktop site only their blog is available. So you must get Moby Premium app to get picks.
- Delivers 1 or 2 stock picks a week, categorized by industry with a clear analysis and rationale for buying each stock.
- Annual subscription price is $199.
- Service Guarantee: 30 day money back guarantee
- Promo Offer: Get 1 stock pick for free or … Save $100 and try it for just $99.
What is Moby?
Moby is a market-research platform for stock and crypto investors.
Instead of providing you with basic news articles and company updates (like many other sites), Moby does their own research and analysis and presents it in a format that everyone can understand.
From their own website, this is what they say they do:
Every article is extremely easy to read.
In addition to its market summaries, the Moby app presents their proprietary stock analysis and recommendations with clear explanations of their expectations. Each report focuses on one company, identifies the industry, and the offers Moby’s reasons liking the stock. Unlike most other services, it also identifies a price target for each pick. Each recommendation takes maybe 5 minutes to read. Many of these reports include both fundamental and technical analysis. But they are all written in a novice investor style.
Moby also creates educational content, often focusing on emerging technologies and new trends.
While Moby does have a website you can go to, Moby was built to be mobile-first, and its app is the best way to use the service.
Moby Stock Picks
The reason you subscribe to the Moby Premium service and app are its stock picks. This Moby Premium Review will show you the performance of their picks over the last 5 years.
Moby took expert analysts from institutions like Morgan Stanley and Goldman Sachs and paired them with journalists who know how to distill complex financial jargon into easily-comprehensible and actionable advice.
In addition to its own research, the team also deploys machine learning and quantitative algorithms to find investment ideas.
Top Moby Performing Stocks
Moby 2024 Top 5 Picks As of August 31 and Their Returns:
- CAVA up 125%
- MMYT up 66%
- FTAI up 51%
- MSFT up 47%
- TSM up 45%
Moby 2023 Top 5 Picks and Their Returns As of August 31:
- NVDA: 233%
- ELF: 147%
- PLTR: 143%
- META: 105%
- W: 87%
Beyond the latest 2023 picks (last year), this system has made a number of exceptional picks:
- MicroStrategy, picked 9/9/2020, up 836%
- Tesla, picked on 4/9/20, is up 388%
- Texas Pacific Land Corp, picked on 3/20/20, is up 324%
- Nvidia, picked on 5/18/20, is up 991%
- Eli, picked 1/18/2020, is up 453%
- Elf Beauty, picked on 2/3/22, is up 409%
And these are just the tip of the iceberg. Here’s a screenshot of some of its other picks:
Moby is currently offering a free stock pick here and offering 50% off for new subscribers.
With the WallStreetSurvivor Exclusive offer on this page, enter your email, and then you can save 50% 1 year for only $99.
Don’t miss out on their next pick–remember they have 30 day money back guarantee.
From their own webpage, that show this: Last Updated – December 21, 2023
Moby Premium’s goal is to outperform the market. That outperformance should more than pay for the annual subscription.
Moby Premium’s stock picks are beating the S&P500 by 11.9% over the past 4 years now!
As mentioned above, each new trade alert comes with a short but thorough report on what makes it a good investment opportunity. Each of these reports also comes in an audio format, so you can listen to it on your commute:
The team publishes 3 new picks per week.
Moby’s Model Portfolios
Moby also provides several model portfolios so you can get started investing right away (without waiting for new stock picks to come out). Each model portfolio is based on a different investing strategy.
The four model portfolios are:
- Flagship – Moby’s Flagship Portfolio aims to outperform the market by primarily investing in undervalued technology companies.
- Dividend – The goal is to build a portfolio of 10 high dividend paying stocks with sustainable earnings and dividends.
- Offshore – The goal is to find the world’s best growth businesses in emerging markets (like China, Brazil, Colombia, South Korea, Taiwan, and more).
- ESG – The ESG portfolio is focused on investing in companies that reflect your values.
Based on my experience, each of these portfolios tends to buy and sell a few stocks per month. If you’re using one of these portfolios, be sure to check your notifications for new trade alerts.
For example, this month’s Flagship portfolio has 4 entirely new stocks than it held last month (pictured above).
Additional Features:
1. Political Trades
Nancy Pelosi and her husband made headlines in 2022 after a series of excellent (and suspiciously well-timed) investments made the pair millions of dollars. Since then, investors have started paying much closer attention to the portfolios of senators and other members of Congress.
It’s no secret that politicians are privy to non-public information which could materially affect markets or specific sectors of the economy.
Moby makes it easy to track the latest trading activity of all major politicians with its “Political Trades” tool. The tool holds short reports on the politician who made the trade and the trade itself.
If politicians are selling off your favorite stock, it might be time to reevaluate that position. If they’re buying up a stock in a beaten-down industry, there may be a catalyst for growth in the near future.
2. Asset Lookup
For a quick look at a stock’s price chart, you can head into the app’s Asset Lookup tool.
The tool also provides links to all of the Moby reports which mention the stock in question. It’s the fastest way to gauge the team’s sentiment about any specific stock.
3. Economic Calendar
The next Fed meeting, inflation reports, jobless claims, spending data, building permits, GDP updates – there are a lot of economic events to stay on top of.
Not only does Moby aggregate all of the past and upcoming events onto a timeline, it also provides summaries and recaps of what happened at those events. This is the simplest and fastest way to stay abreast of changes in the economy.
All your friends and coworkers will wonder how you know so much.
4. Crypto Screener
The crypto screener allows you to filter and sort by more than 480 cryptocurrencies to find potential investments.
You can track each coin’s market capitalization, current price, day’s change, total volume, and more.
5. Investment Course
Moby also offers a 5-part investment education course designed for people who are new to investing in the stock market.
The course covers investing in different types of assets (like stocks, bonds, cryptocurrencies, and commodities), how taxes work, and how to build a portfolio based on your financial goals and risk tolerance.
In all, the course takes around 3 hours to complete, but it will fast-track your financial acumen.
6. New Features
While not yet released, Moby is working on a handful of other features which will make it even more of a complete offering.
Some new features include:
- In-App Trading: Soon, you’ll be able to receive your expert analysis and execute trades without ever leaving the Moby app.
- Portfolio Linking: Moby is also developing a tool to link your existing portfolio to the app so you can get personalized notifications about your positions based on the team’s research.
- Financial Advisory: Everyone needs some personalized financial advice from time to time, which is why Moby is working to integrate a way to connect with financial advisors 1:1.
Though these features aren’t live yet, I’ve been told that current users will be grandfathered into access to these features at today’s prices and will pay a lot less than future members.
There is much too unpack with Moby, especially as a newcomer in the space of investment tools. A key comparison to how one should use Moby is with the likes of Seeking Alpha, giving everyday investment decisions with unique insights into the market.
See for yourself on our Moby vs. Seeking Alpha article on which platform has better features for your portfolio strategy, learning more about each so you can equip yourself with the necessary tools for success.
Moby Pricing and Plans
Moby provides a lot of exceptional content for free (which is why it’s being used by over 5 million investors), but the bulk of its value (investment, model portfolios, and more) is only accessible with a Premium subscription.
Moby Premium costs $199 per year, but WallStreetSurvivor readers can get their first year for just $99 through our link below.
Moby is currently offering 50% off for new subscribers.
Click on the WallStreetSurvivor Exclusive offer on this page & get 1 year for only $99. Don’t miss out on their next pick.
Remember: They have 30 day money back guarantee.
Each subscription comes with a 30-day money-back guarantee, so there’s no risk in trying it.
Who is Moby Best For?
Moby is best for beginners or anybody who wants to outsource their investment research (to save time and increase their returns).
The entire platform is easy-to-use, and every article and research report is jargon-free. That said, while the investment analysis is beginner-friendly, you should expect to learn things about what to look for in companies or what factors drive the economy. It’s almost impossible not to learn something from Moby’s team of experts. They are going about their analysis differently than Seeking Alpha and their Quant Rating, but seeing excellent results. (If you want to do a deep, deep, deep dive into this read our Seeking Alpha Quant Rating Review).
Pros and Cons of Moby Premium
Pros | Cons |
Outsource your investment research to a team of experts | More suited for intermediate investors, Moby simplifies decisions, offering guidance that may not cater to advanced investors seeking purely objective data. |
Beginner-friendly investment analysis and market summaries | Many investment ideas to choose from |
High-quality investment ideas and model portfolios | |
Mobile-first platform |
Summary: Moby Review
There are two things really stand out to me about Moby’s Premium service.
First, is its team of experts. This team, which was assembled from hedge funds, CFAs, and Wall Street firms, is doing all the deep dive in filtering through thousands of stocks.
You are essentially outsourcing your investment research to them for just $199 per year (or $99 through our link) and reading their reports on their app to see which ones suit your needs.
Second, is its simplicity. You don’t need to spend much time on Moby. Its a great read while eating your breakfast or during your commute. The layout and user interface, the articles and research reports, the portfolios – everything is easy to use.
Compare Moby to Motley Fool, and see for yourself which tool you prefer for your investing utility belt.
When combined, this pair makes for a powerful tool to level up your investing and why I expect it to become the hub for hundreds of thousands of investors who want to grow their net worth for years to come.
To tease you into subscribing, they are offering their first pick free on this link…