We are the #1 Free Stock Game for a reason – fast setup, easy to get your students registered, simple reports you need, and the best real-time stock game on the market.
Skip the introduction – Set up my teacher profile!For Personal Finance, the key is to keep the starting cash to something tangible for students starting their first job, and settings similar to what they would see in Robinhood or their first retirement account. This means low starting cash, no day trading, and position limit* rules to make sure students do not forget diversification.
For an investments class or investing club, you will want the game to more closely resemble managing an investment fund. This means higher starting cash, working with margins, and a broader range of security types – while enforcing even stricter position limits* to encourage greater diversification.
A “Free-For-All” contest is an advanced type of contest where participants have fewer restrictions and greater starting cash. This is used as a “fun side project” for classes, or for student investment clubs that want to allow their participants play around with whatever strategy they want to try out. There is a lot of starting cash, and very few restrictions on what can be done with it.
HowTheMarketWorks does not feature derivatives trading, but our premium, ad-free versions at PersonalFinanceLab.com (K-12) and StockTrak.com (Higher Ed) also include international markets, bonds, options (both simple and spreads), forex, futures, future options, and cash spots. Additional options include weekly deposits (to mimic continuous retirement contributions), team portfolios, and more advanced customization to suit your unique class needs.
HowTheMarketWorks is the only free stock game designed for schools. If your school or district requires a signed Data Privacy Agreement for classroom resources, we are happy to help (and already have many state-wide agreements in place)!
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